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Mortgage LoansCD SpecialBusiness Accounts

Business Deposit Accounts

First Federal Savings Bank has a number of accounts to meet your business needs. All business deposit accounts include Online Banking and Business Debit Cards

Economy Business Checking

  • Open account with only $1,000
  • Non-interest bearing account
  • One of the following minimum balance requirements to avoid Monthly Maintenance Fee:
    • $1,000 Actual Daily Balance
    • $5,000 in a Savings Account
    • Loan or Equity Line of Credit
  • $15 Monthly Maintenance Fee if minimums not met

Business Checking

  • Open account with only $1,000
  • Non-interest bearing account
  • $10 Monthly Maintenance fee and $.35 per debit if balance falls below $1,000

Business Money Market*

  • Open account with only $1,000
  • Interest bearing transaction account
  • 6 transfer transactions electronic or check per statement period
  • $15 Monthly Maintenance fee if balance falls below $1,000
  • $5 per debit/check in excess of six

Non-Profit Checking

  • Open account with only $100
  • Interest bearing
  • Unlimited Check Writing
  • $10 Monthly Maintenance fee and $.30 per debit if balance falls below $1,000

Business Statement Savings*

  • Open account with only $100
  • Interest bearing account
  • $5.00 Monthly Maintenance fee if balance falls below $100
  • $1.00 per withdrawal in excess of 2 if balance falls below $100 any day of the month

*Federal regulations require that transfers from a Savings or Money Market Account to another account or to third parties by preauthorized, automatic, telephone, or computer transfer are limited to six per monthly statement cycle by check, debit card or similar order to third parties.