An overdraft occurs when you do not have enough money in your account to cover a transaction, but we pay it anyway. We can cover your overdraft using our standard overdraft practices.
What are the Standard overdraft practices that come with my account?
We pay overdrafts at our discretion which means we do not guarantee that we will always authorize and pay any type of transaction. If we do not authorize and pay an overdraft your transaction will be declined.
What fees will I be charged if First Federal Savings Bank pays my overdraft?Under our standard overdraft practices:
What if I want First Federal Savings Bank of Lincolnton to authorize and pay overdrafts on my ATM and everyday debit card transactions?If you also want us to authorize and pay overdrafts on ATM and everyday debit card transactions:
320 East Main Street, Lincolnton, North Carolina 28092
© Copyright 2007 First Federal Savings Bank
designed and developed by E-dreamz