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Loan Products

Whether you plan to purchase an existing home, build a new home or refinance your current home, First Federal Savings Bank offers a wide variety of loan products to help meet your needs.  These loan products include:

  • Mortgage loans with flexible terms up to 30 years
  • Construction loans which can convert to permanent financing without an additonal closing upon completion of your home
  • Home equity lines of credit
  • Vehicle loans
  • Personal loans
  • Credit Cards

How to Apply for Loans

Please visit any of our convenient locations in Lincolnton, Boger City, Denver or Vale to discuss your financing needs with our experienced loan officers.