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Savings Accounts

First Federal offers a number of savings accounts to help you meet both your short-term and long-term savings goals.  We offer competitive rates and flexible terms up to 60 months in length.  Our savings accounts include Online Banking and eStatements.

To open an account, or to learn more about any of our products, please visit us at one of our convenient locations.

AccountBenefitsMinimums & Fees
Statement Savings Open with $100. 2 withdrawals per month at no charge $5 Monthly Maintenance fee if balance falls below $100. $1 per withdrawal in excess of 2 if balance falls below $100 any day of the month.
Certificates of Deposit Open with $500. Flexible terms from 91 Days to 60 Months. Option to Withdraw interest monthly. One month's interest early withdrawal penalty on terms of 1 year or less. 3 month's interest early withdrawal penalty on terms over 1 year.
IRA's Open with $200. Flexible terms from 91 Days to 60 Months. Early withdrawal penalties same for Certificates of Deposit if owner is less than 59 ½ years of age